Read our press release archives from Xactus. Read the latest blog articles and press releases about our company updates and more. About Xactus; Xactus U; News; Help & Support; About Us; Board of Directors; ... CIS Credit Solutions Announces Merger with Universal Credit Services Philadelphia, PA, October 28, 2020 - CIS Credit Solutions ("CIS ...Upgrade Existing Report - add a bureau(s) &/or co-borrower to a report using the existing Xactus file number • Retrieve Updated Report - find an updated credit report using the existing Xactus file number, such as a report that was updated to show a higher credit score, different liabilities, etc. On the following screen, ensure your Xactus ...Consumer Disputes. If you are a consumer looking to dispute an item reporting on your credit report, please contact us at: Toll-free: (877) 224-8107. Consumer: [email protected]. ATTN: Consumer Assistance. 31550 Winterplace Parkway. Salisbury, MD 21804. Contact one of our Xactus support teams to get the right help & support.Credit Report LoanShield AVM Flood Zone xactus>l Advancing the Modern Mortgage Credit Report Details Canceled AM 02-16-2023, AM Report ID: Type 2208000129 45164045 Merge Credit Report Actions: Copy/Merge\lJnmergs Order update/Supplement Order Xpress Llodate Order Raoid update/Rescore Liens and Judgements Refresh ReportXactus is the leading verification innovator for the mortgage industry, with over 6,500 clients including Rocket Mortgage and many of its third party origination partners. Our TPO partner program helps brokers make smarter lending decisions with core advantages designed specifically for their operations. At Xactus, we apply a 360 approach to ...Validate Consumers’ Social Security Numbers. Xactus helps lenders determine if the Social Security number (SSN) provided by a consumer is accurate. SSA-89 – Complete an SSA-89 form and Xactus will submit it to the Social Security Administration (SSA) to confirm that the Social Security number matches the applicant’s name on file.Nancy Grycewicz serves as the Vice President of Human Resources for Xactus. She has over 25 years of comprehensive Human Resources experience in diverse settings; including financial services, manufacturing, hospitality, retail, and engineering. Nancy has experience with growing companies, and especially with enhancing Human Resources ...XACTUS TEST ACCOUNT 370 Reed Road, Suite 100 Broomall, PA 19008 Customer Code: UCS1234KH Ordered: 05/26/2022 ... When you print your credit report, select range of "2-" and you will not print this cover page. Current scores (called bureau scores) are provided by the credit bureaus. Predicted scores (called potentialServices > Credit Reports > Request Credit: On the following screen, ensure the Xactus division you obtain credit from, either Xactus appears in the Credit Agency field. Select Retrieve Updated Report under Request Type. Enter the file number for Credit Reference Number. Select if you wish to copy liabilities.UCS grew to be one of the largest National providers of mortgage services, lending services and tri-merge credit reports by consistently providing the industry’s top customer service. I will ...in Daily Dose, Headlines, News, Technology March 1, 2022 6,010 Views. UniversalCIS | Credit Plus has announced its new name, Xactus, marking a new beginning for the company. The name change ...A credit supplement is a process to allow just that, a third-party revision of any item on a credit report. Essentially, it is a normal process in consumer lending for one creditor to ask another for a real-time status update on an existing account, especially since the initial credit report was pulled at the time of loan application.Paul was elected to Congress at age 28 and represented Wisconsin's First District for two decades. He was named a professor-of-the-practice at the University of Notre Dame for the 2019-2020 academic year. He holds a degree in economics and political science from Miami University in Ohio and was awarded an honorary doctorate by the university.Xactus is the leading verification innovator for the mortgage industry. The company has over 6,500 clients ranging from the largest bank and non-bank mortgage originators to credit unions and ...Report Countenance. Width Coverage: Obtain who same nationwide coverage that historically possessed since included in credit review. Actionable Details: Specify aforementioned type of judgment or security content that you need, and choice a variety the general and individual judge and lien details. Lien & Judgment Report - Informative ExploringBecome a Xactus Client. Start the Application Process. ... IRC Section 42, and which, if a State Tax Credit is wanted, ... or 180 days got been since the first site inspection date von the ... Appendices - delight download press review terms. " *" indicate required fields.Register for your continuing education courses through Xactus and receive a discount. For more information contact: Phone: 877.403.1428. Email: [email protected]. Our free online classes can be accessed by Xactus customers live each day or scheduled via appointment. We even offer customized training sessions by request.May 2, 2022 | Archive 2022. Xactus, the leading verification innovator for the mortgage industry, announced today that James Owens has joined the company as Chief Technology Officer. Owens will set and oversee Xactus’ technology strategy, including all technical aspects of new product development and implementation across its platforms, and ...370 Reed Rd Ste 100, Broomall, PA 19008-4019. Email this Business. BBB File Opened: 7/8/2004. Years in Business: 32. Business Started: 1/1/1992. Business Started Locally:1. Start by logging into Xactus360 and from the home page, click Credit Report. 2. Under 'select type of credit report' choose Merge. Check the bureaus needed. If a Joint file is needed, change Individual to Joint. Then, complete the applicant's information including First Name, Last Name, SSN and Street Address. How to Order a CreditCertified Credit Reporting, Inc. PO Box 2969 Rancho Cucamonga, CA 91761 United States (800) 769-7615 : MeridianLink, Inc. 128 : CIC Mortgage Credit, Inc. 2206 21st Avenue, South Suite 303 Nashville, TN 37212 United States (800) 352-5882 : MeridianLink, Inc. 22 : CIS Credit by Xactus. 370 Reed Rd Suite 100Philadelphia, PA, October 28, 2020 – CIS Credit Solutions (“ CIS ”) and Universal Credit Services (“ Universal ”), both technology and credit solutions providers to the mortgage industry, are pleased to announce their merger. The merger, which follows CIS combining forces with Avantus earlier this year, creates a clear market leader ...Philadelphia, PA, October 28, 2020 – CIS Credit Solutions (“ CIS ”) and Universal Credit Services (“ Universal ”), both technology and credit solutions providers to the mortgage industry, are pleased to announce their merger. The merger, which follows CIS combining forces with Avantus earlier this year, creates a clear market leader ...Xactus' solution can help you manage your competitive edged absent adding the effort concerning recalibrating your models. Liens the Judicial returns information in the credit report about public record filings on individuals for help uncover civil court filings during the.Xactus Announces Integration with Dark Matter Technologies Empower LOS. Apr 23, 2024 | Press Release, In the News, Featured. Broomall, Pa. – April 23, 2024 – Xactus, a leading verification innovator for the mortgage industry, today announced that several of its verification services are now available via Dark Matter Technologies Empower® loan …Feb 28, 2022 · Credit Plus, the leading verifications provider for the mortgage industry, announced today its new name, Xactus, marking a new beginning for the company. The comprehensive initiative includes the creation of a new logo, website, key messages, and tagline, “Advancing the Modern Mortgage,” which speaks to Xactus’s focus to be an innovative and transformative force in the mortgage industry.The Tenant Credit Score Card, available with each credit report, also includes a risk assessment module providing a “pass/fail or conditional” rating based on credit and income parameters you establish, as well as: History of default or slow payment; Debt load, existing financial hardships; Limited credit history; Identity theft or ...Desktop Underwriter ® (DU ®) early assessment gives lenders more options for their pre-qualification process in DU. Lenders can submit a single soft pull credit file and receive a conditional DU recommendation, which can determine homebuyer preparedness and mortgage options earlier while consumers are spared the impact of a hard credit check.Permanently unmerging a credit report generates its own separate charge, outside of the normal charge to view the unmerged report. This separate charge will appear on the new file. Click OK to proceed. After the unmerged file is created, you will have the option of viewing the new file or returning to the original one. Xactus.com. 888-212-4200.The LexisNexis® RiskView™ Liens & Judgments Report off Xactus provides technology advancements is improve the accuracy plus timeliness of lien and civil judgment data. Xactus' solution can help you maintain choose inexpensive edged without adding the expense of recalibrating your models.As a crucial part of your loan tracking system, Portfolio MonitoringX solution can: Help guard your profits and loans. Mitigate portfolio run-off. Enhance your credit decisioning based on key account data. Monitor delinquencies. Choose between single bureau or tri-bureau monitoring. Receive alerts in real-time or within [email protected] xactus.com. Our Enhanced Platform Empowers You to: 370 Reed Rd., Suite 100 Broomall, PA 19008 (888) 212-4200 [email protected] xactus.com ... 30 days of each other into one joint credit report Repull a bureau into an existing report Shorten turn times for supplements & score optimization requestsA hard credit inquiry was placed by xactus-ucs 0n 1/27/2023. i have no knowledge of this company and have not applied for any mortgage or credit from any one. ... I received notification that ...Xactus, the leading verification innovator for the mortgage industry, announced today the acquisition of MassiveCert, a data and technology leader in residential national flood data and technology. MassiveCert will now operate under the name Xactus Flood Solutions. "We are excited to acquire MassiveCert and introduce additional innovative ...Here you can access a variety of videos and how to instructions to help you utilize the tools and support Xactus makes available to you.Credit Plus, the leading verifications provider for the mortgage industry, announced today its new name, Xactus, marking a new beginning for the company. The comprehensive initiative includes the creation of a new logo, website, key messages, and tagline, “Advancing the Modern Mortgage,” which speaks to Xactus’s focus to be an innovative and transformative force in the mortgage industry.The LexisNexis® RiskView™ Liens & Deliveries Report from Xactus provides technology growths that enhancement the accuracy both timeliness of lien and civil judgment data. Xactus' solution can help you getting your competitive edge without adding the costs of recalibrating your models. Ruin, Liens, and JudgmentsCredit Plus Integrates with LendingWise. Apr 9, 2021 | Archive 2020. Now private money and commercial lenders can know more about their borrowers faster Salisbury, MD, April 9, 2021 - Credit Plus, a leading provider of business credit reports and a complete ecosystem of business intelligence data, today announced it has integrated with...The Tenant Credit Score Card, available with each credit report, also includes a risk assessment module providing a “pass/fail or conditional” rating based on credit and income parameters you establish, as well as: History of default or slow payment; Debt load, existing financial hardships; Limited credit history; Identity theft or ...Rescores. Score Optimization / What-If Simulations. Primary Borrower File#. Secondary Borrower File#. UCS Username. Email. File Number#. Use Fast Track from Xactus for fast customer support and service. Fill out our form to submit a question.RiskView™ Liens & Decisions Report; Credit Reporting Answers that are Advance the Modern Mortgage; Build Underwriting Requirements into Credit How Workflow; ... Xactus provides tri-merge credit reports with various assigns and features that can can customized to your workflows.Credit reports and verification services can be customized to drive consistency in workflows, identify fraud, automate decision making, and manage risk & retention triggers in client portfolios. The endless customization options that Xactus360 has to offer enable competitive advantages in processing, speed-of-response, security, compliance, and ...This LexisNexis® RiskView™ Rights & Judgments Report of Xactus provides technology advancements that improve the accuracy and timeliness of lien furthermore civil judgment data. Xactus' solution can help you maintain your compete edge without adding the expenditures of reset your models. ... Report Features. Comprehensive Coverage: Obtain ...May 2, 2024 · Apr 2, 2024 | Press Release, In the News. Broomall, PA – April 2, 2024 — Xactus, the leading verification innovator for the mortgage industry, announced today that Thomas Gallucci has joined Xactus as EVP, Strategic Sales. In this position, Gallucci will play a key role in growing business around non-credit...Xactus Data offers tri-merge credit reports, pre-approval and pre-qualification reports, tradeline updates, and scoring tools for mortgage lenders. Xactus Data does not provide credit reports for consumers or businesses.Mar 1, 2022 · Xactus is the leading verification innovator for the mortgage industry. The company has over 6,500 clients ranging from the largest bank and non-bank mortgage originators to credit unions and ...Customer Service. Credit reports, supplements, lien and judgements, etc. [email protected] Xactus360: 800.243.0120 x 2000 Legacy: 800.258.3488 x 14112. Credit Report Comparison – Xactus’ compare feature allows you to quickly compare two credit reports –the one pulled during the time of application and another one pulled at the time of closing. The report gives you a quick credit score comparison report that compare credit scores, tradelines, public records, inquiries and information ...A proposed class action claims that Xactus, formerly known as Credit Plus, violated the FCRA by publishing conflicting and false data from other credit agencies. The lawsuit seeks to represent anyone who suffered harm from Xactus's allegedly negligent reporting since 2018.Aggregated credit data - This information helps businesses gain critical insight on credit use by offering a suite of tools to differential households based on their likely credit availability, needs and usage. Because it is not subject to FCRA regulations, this data can be used throughout the entire lifecycle to enhance prospecting ...Mar 15, 2024 · Broomall, Pa. – March 15, 2024 – Xactus, a leading verification innovator for the mortgage industry, today announced a new flood zone determination integration using Encompass Partner Connect, the latest API framework from Intercontinental Exchange (ICE) for mortgage technology and available via the Encompass ® digital lending platform.Gain leading loaning technology and credit write solutions from Xactus. Integrate uses data and reporting without. Reduce risk in decisions.Philadelphia, PA, October 28, 2020 – CIS Credit Solutions (“ CIS ”) and Universal Credit Services (“ Universal ”), both technology and credit solutions providers to the mortgage industry, are pleased to announce their merger. The merger, which follows CIS combining forces with Avantus earlier this year, creates a clear market leader ...Issue binding credit offers Bill consumers upfront for credit pulls Pull soft credit inquiry on consumer Can be pulled as a 1, 2 or 3 bureau *Please note: You can’t make a final underwriting decision without pulling a tri-merge hard inquiry with a FICO® score and trended credit data. . Why Use Pre-AppX?Your credit report contains the details of your financial history. Your ability to get good interest rates on loans, approved for credit cards or even an apartment can depend on yo...People often incur new debts after they apply for a mortgage and the lender pulls the origination credit report – but before the loan closes. In fact, 70% of undisclosed new debt is opened more than 14 days before closing. Undisclosed Debt Best Practices. There are two important ways you can prevent and detect undisclosed liabilities:Register for your continuing education courses through Xactus and receive a discount. For more information contact: Phone: 877.403.1428. Email: [email protected]. Our free online classes can be accessed by Xactus customers live each day or scheduled via appointment. We even offer customized training sessions by request.Xactus' innovative mark optimizing technologies enable you to: Compose a detailed analysis of consumers' credit scored quickly and easily. Simulate changes toward credit files and predict the credit scores such allowed result when those changes are implemented. Automatically generate a consumer-friendly optimization create to share with ...UniversalCIS, a market-leading, technology-enabled provider of credit data real related source solutions in the mortgage industry, today announced her acquisition is the Lending Solutions both Appraisal Management Sections of Input Basic, a national and international consumer reporting company.Updated: March 26, 2023. Universal Credit Services is a debt collection company. You may not have to pay your debt (paying it may hurt your score) Call now to find out if you can remove Universal Credit Services from your report - without paying your debt (potentially) Call (844) 656-0790. Trustpilot.Xactus' QC ReviewX is comprised of multi-dimensional loan data and document reviews that identify and measure systemic and operational risk across client portfolios. We can review one loan file or thousands to identify potential underwriting errors, variances and compliance threats that may warrant remedies. Our solutions are tailored to align with identifying potential risk during the ...Or if you prefer to speak with someone, please call us at (888) 212-4200. Are you a current customer looking for assistance? Please go to our help and support page to obtain the correct contact information depending on your request. " * " indicates required fields. Xactus is dedicated to offering unmatched customer service.Feb 4, 2020 · Xactus ’ expertise in the mortgage industry enables it to quickly assess current and future needs, and provide new solutions for a rapidly changing environment. Xactus moves mortgage professionals forward. For more information, please call Xactus at (800) 258-3488 or visit the company’s website at x actus.com.Through Xiris Valuations, Xactus delivers value-added property appraisal solutions that help lenders balance the need for compliance with appraisal quality. With Xiris Valuations, you have built-in peace of mind knowing your appraisers are operating with full independence. Plus, our suite of products enables you to customize the appraisal plan ...It's sad they can just do that. Terrible company. I was informed that they would only perform a soft inquiry—nope—two hard inquiries from them on my report now, and my score went down 25 points. They keep putting hard inquiries on my account. I have no idea who they are, but it is lowering my credit score.If an item is suppressed on your credit report, it means that the credit reporting agency is withholding the account information from anyone besides you who requests your credit report. In this case, the item is being suppressed until the credit grantor, Discover Financial Services, updates the bureau about information that the bureau requested ...An unauthorized hard inquiry on credit report was made by XACTUS - UCS, on 02/10/2022. Please remove this hard inquiry from my credit report. Business response. 02/14/2023.I can be reached at 800-243-0120 ext. 236 to answer any questions or concerns you may have. Please visit our website at www.avantus.com. and take a tour, and my e-mail is [email protected] ...We would like to show you a description here but the site won't allow us.1. Personal information. Identity information on your reports may include your …. Name. Social Security number. Date of birth. Address. Phone number. If you find incorrect identity information on one of your credit reports, you can file a dispute or an update with the reporting credit bureau to change it.Xactus is the leading verification innovator for the mortgage industry. The company has over 6,500 clients ranging from the largest bank and non-bank mortgage originators to credit unions and ...Jun 13, 2022 | Press Release, Archive 2022. Xactus, the leading verification innovator for the mortgage industry, announced today that Michael Crockett has been named to the newly created role of Chief Data Officer. Crockett will develop and manage the data strategy for Xactus, including data-related functions such as data management, data ...Tuesday, March 12, 2024. Mortgage industry verification provider Xactus announced that Michael Crockett has been named chief operating officer (COO) after previously serving as chief data officer. In his expanded role, Crockett guides Xactus' day-to-day operations and key departments including credit, verifications, and tenant screening.Removing SYNCB/TJX CO DC from Your Credit Report. The first option is to initiate a dispute process with the credit reporting agency. This requires submitting a dispute letter that explains why the inquiry is inaccurate and requests its removal from your credit report. However, this option can be tedious and frustrating, particularly if your ...Xactus, is a "reseller" of credit information and provides credit report information from the 3 credit bureaus at the request of our mortgage company clients per the Fair Credit Reporting Act ...Re-pull Xactus credit through Encompass From the Loan screen for the applicant within Encompass, select the Services tab (bottom left menu), then select Order Credit Report.Alternatively, select Services from the top tool bar, then select Credit Report.From the Credit Report screen, select Xactus Information Services, then c hoose Submit: . On the Credit Report Request screen, selectOTHER CREDIT HISTORY - Accounts where the bureaus are not sending enough information to categorize the account under any present sections on the report layout. Fortunately, this is rare scenario. INQUIRIES (LAST 120 DAYS) - Displays hard inquiries for the last 90 days, 120 days, year, or two years. 10 11 BUSINESS PRINCIPAL CREDIT REPORT ...Our Online Verifications Demonstrate our Unrivaled Commitment to Your Success. Xactus provides all the verification solutions lenders need to obtain an accurate, multi-dimensional view of their applicants. Receive up-to-date income, employment, asset, and debt verification data so you can properly evaluate the loan applicant’s ...Avantus LLC, Xactus, and other parties can perform two types of inquiries into your credit, and each has a different effect on your credit score. If Avantus or Xactus initiated a hard inquiry, your score may drop by up to 10 points. If Xactus on credit report information shouldn’t be there, dispute it. Hard Inquiries. When consumers apply for ...1. Perry Steiner. website maker. UniversalCIS | Credit Plus, a verifications provider for the mortgage industry, has changed its name to Xactus. The strategic shift reflects the company’s evolution and the growth it has experienced over the last two years due to the recent mergers of Credit Plus, Universal Credit Services, CIS Credit ...We would like to show you a description here but the site won’t allow us.370 Reed Rd Ste 100, Broomall, PA 19008-4019. Email this Business. BBB File Opened: 7/8/2004. Years in Business: 32. Business Started: 1/1/1992. Business Started Locally:Note: You will be charged for each credit report that you order; additional fees may apply to reports submitted via a Fannie Mae provider. Contact your CRA for detailed questions on setup and pricing. ... card can be used to pay for other products as well as the credit report. Xactus.com. 888-212-4200. Author: AJ F Created Date:Xactus' National Tenant Screening Program validates rental and lease applicants by providing background searches and verification reports for consistent, auditable tracking that protects your company. It includes a national criminal search, national eviction search, SSN search, and single bureau credit report with FICO or Vantage score.Broomall, Pennsylvania-headquartered Xactus, founded in 1928, has over 6,500 clients ranging from the largest bank and non-bank mortgage originators to credit unions and mortgage brokers. Related ...Equifax Information Services, Inc., No. 20-3368 (7th Cir. 2021) In these consolidated cases, the plaintiffs owe consumer debts they claim are not owned by the creditors listed on their credit reports. They approached the consumer reporting agencies and requested an investigation of their claims. The consumer reporting agencies contacted the ...corner or on the bottom left under Recent Requests you can click on credit then your file # 2. Once youare onthe main screen foryourconsumers file will see a drop down menu on the upper right hand side labeled Other Reports and can click on which ever report is needed. Xactus.com. 888-212-4200The case centers on Xactus' inability to reconcile conflicting information from various Credit Reporting Agencies (CRAs), resulting in erroneous reports that negatively affected the customer. The lawsuit notes that Xactus had reported that the customer's paid charged-off Capital One account had a past due amount of $2,147.If you didn't authorize the hard inquiry, you can call the creditor to check on why your credit was run. The creditor's name should be listed under the hard inquiry section of a credit report. You may have to do some searching online to get their contact information, or you could call the credit bureau to get more detailed information from it.Import credit reports directly into the schedules by pulling a credit report for your client through NextChapter's seamless credit report integration. We've partnered with Universal Credit Services (UCS) to obtain reports for your clients quickly and efficiently. When you order a report through NextChapter, we automatically import the creditor ...March 1, 2022 PROGRESS In Lending. UniversalCIS | Credit Plus, a verifications provider for the mortgage industry, launched its new name, Xactus, marking a new beginning for the company. The comprehensive initiative includes the creation of a new logo, website, key messages, and tagline, “Advancing the Modern Mortgage,” which speaks to ...March 1, 2022 PROGRESS In Lending. UniversalCIS | Credit Plus, a verifications provider for the mortgage industry, launched its new name, Xactus, marking a new beginning for …Credit Scores Lending Experian 786 Experian [732 Date Credit Report Summary 87 50 Credit Report Details D: 4388, A unique feature of this report is the option to enter an estimated value for, March 1, 2022 PROGRESS In Lending. UniversalCIS | Credit Plus, a verifications provide, Xactus is a new credit data and origination platform that streamlines the c, The Tenant Credit Score Card, available with each credit report, also includes a risk assessme, Xactus’ credit reporting solutions enable lenders to create a more efficient workflow, Oct 4, 2023 · Xactus Flood ReportX…For the Life of your Loan. Oct 4, 2, PHILADELPHIA, September 13, 2023--Xactus, a leading provider o, Commercial Drivers can request a free copy of a DAC report on, Mortgage Lenders, Banks, Credit Unions and Small Businesses nationwide, CreditXpert Logo. "Having Xactus connected to our new, Import credit reports directly into the schedules by pulling a c, Xactus’s flexibility and adaptability enable lenders who tra, Credit Report Legend 1. ECOA Codes A: Authorized user - A jo, UniversalCIS has over 4,000 clients ranging from the largest b, M Report: Charting Rough Waters in the Mortgage Business Feb 9, 2021, Broomall, Pennsylvania-headquartered Xactus, founded in 1928, ha, generates a consumer consent-based score or a full credit report. It.