Manage your account - Comenity ... nullThis site gives access to services offered by Comenity Capital Bank, which is part of Bread Financial. Zales Accounts are issued by Comenity Capital Bank. 1-800-695-0434 (TDD/TTY: 1-888-819-1918 )This site gives access to services offered by Comenity Capital Bank, which is part of Bread Financial. Zales Accounts are issued by Comenity Capital Bank. 1-800-695-0434 (TDD/TTY: 1-888-819-1918 ) If you’d rather pay for your Zales credit card by mail, send the payment coupon and a check to: Comenity Capital BankP.O. Box 659819San Antonio, TX 78265-9119 If you don’t have the payment coupon from your statement , make sure you include the credit card account number with your payment to avoid delays in processing.The easiest way you can pay your Zales Credit Card is either online or over the phone at (800) 695-0434.Alternatively, you can make a payment via mail. How to Pay Your Zales Credit Card. 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