Sure, the last couple decades VTI has outperformed VXUS, but VXUS outperformed VTI before that. They’ve gone back and forth for a century. This is why we typically advocate buying the haystack versus trying to find the needles, i.e. predicting what market will do better the next couple decades. Last updated Oct 7, 2023. Compare and contrast key facts about Vanguard Total Stock Market ETF ( VTI) and Vanguard Total International Stock ETF ( VXUS ). VTI and VXUS are both exchange-traded funds (ETFs), meaning they are traded on stock exchanges and can be bought and sold throughout the day.VOO vs. VTI: key differences. For VOO, the top 10 stocks amount to 30.40% of the ETF's holdings. For VTI, the same top 10 stocks amount to 25.91% of the holdings. So, even though VTI is more diversified than VOO with exposure to mid-caps and small-caps, the biggest companies are still responsible for most of the returns.Re: VT vs VXUS + VTI. by MortgageSlayer » 22Mar2017 12:30. Thanks for all the responses. The general consensus seems to be that it doesn't make much difference (apart from a slightly higher MER). leoc2 wrote: ↑ 21Mar2017 23:43 Keep the VTI and VXUS that you have and put new funds into VT.Then VTI and VXUS will always be in the same ratio as VT and you'll never need to rebalance. If VT shifts from 59/41 to 50/50 US to international, your VTI/VXUS holdings will also automatically adjust to 50/50. You have a dynamic asset …Longtermgrowth wrote:When I looked at the two for myself, I just figured I was getting more diversification with VXUS (Vanguard Total International Stock ETF).ETF.com is currently showing that VXUS has 5700 holdings vs 3317 for IXUS. Also keep in mind that BlackRock is taking 25% of Securities Lending Revenue for their own …Sure, the last couple decades VTI has outperformed VXUS, but VXUS outperformed VTI before that. They’ve gone back and forth for a century. This is why we typically advocate buying the haystack versus trying to find the needles, i.e. predicting what market will do better the next couple decades. Not saying your allocation is bad, it’s ...VTI = US stocks. VXUS = Intl stocks. VT= VTI + VXUS. Either hold only VT + BND, or hold VTI + VXUS + BND. 169. [deleted] • 7 mo. ago. LittleVegetable5289 • 7 mo. ago. Yep. VT+VTI is like buying that mixed jar of peanut butter and jelly at the grocery store, and then buying another jar of plain peanut butter.The same question about VTIAX vs VXUS. Top. 22twain Posts: 3766 Joined: Thu May 10, 2012 10:42 pm. Re: VTSAX vs VTI. Post by 22twain » Mon Mar 06, 2023 3:32 pm. systemsprogrammer wrote: ... With regard to tax efficiency, yes, VTSAX is just as tax efficient as VTI. Same holds for VTIAX and VXUS.Here are the highlights: VOO and VTI are the two most popular U.S. stock market ETFs out there. Both are from Vanguard. VOO tracks the S&P 500 Index. VTI tracks the CRSP US Total Market Index. As such, VOO is entirely large-cap stocks, while VTI also includes small- and mid-cap stocks. Specifically, VOO comprises roughly 82% of VTI by …VT has about 1/10 of that at $23 billion. There are probably a couple reasons for this. First, VTI was launched much earlier in 2001, while VT launched in 2008. Secondly, as I said, many investors are using VTI and VXUS for a home country bias. Lastly, target date funds are doing the same and are using VTI and VXUS instead of VT.Overview Holdings Performance ESG Technicals Database Analyst Take Realtime Ratings Overview Some important comparison metrics here are expense ratio, issuer, AUM, and shares outstanding, among others. Furthermore, ADV in the 11th and 12th row, which stands for Average Daily Volume, can help investors avoid illiquid ETFs. Fund Size Comparison. Both VTIAX and VXUS have a similar number of assets under management. VTIAX has 390 Billion in assets under management, while VXUS has 390 Billion . Minafi categorizes both of these funds as large funds. Fund size is a good indication of how many other investors trust this fund.The primary difference between VXUS and VT is the asset allocation of the exchange-traded fund (ETF). VXUS is 100% international stocks, while VT is 60% U.S. and 40% international. Another significant difference is the number of stocks in each, with VT having 9,299 different companies in the index compared to 7,765 with VXUS.Last updated Oct 3, 2023. Compare and contrast key facts about Vanguard Total International Stock ETF ( VXUS) and Vanguard Total Stock Market ETF ( VTI ). VXUS and VTI are both exchange-traded funds (ETFs), meaning they are traded on stock exchanges and can be bought and sold throughout the day.If you update your plan (s) every year with what really happened, you get to ensure you stay on track. @ 500k, a 4% withdrawal rate (historically good for a 30yr retirement in the US) is roughly $20k/yr in retirement income. So maxing only your ROTH IRA is unlikely to give you generational wealth. VTI+VXUS. VT is VTI + VXUS, without any hassle ...VTV vs VTI Holdings. Vanguard's VTI has more holdings than VTV (4,091 vs 352). VTV and VTI also have different top 10 holdings. The difference is that VTV's top 10 holdings comprise value companies and exclude growth companies like Apple, Amazon, and Tesla. VTV's top 10 holdings comprise 21% of its total holdings compared to 22% with VTI.VXUS是什麼？VXUS ETF介紹 · VXUS 管理費用 · VXUS 成分股範圍 · VXUS 配息介紹 · VT 與VTI + VXUS 怎麼選？ · VXUS 怎麼買？ · 複委託開戶介紹 · 投資前善用理財管道 ...VXUS expense ratio is 0.11% vs. VTI’s 0.04%. Over the last 5 years, VXUS returned way less than VTI: 8.78% vs. 15%+. But that should not be the reason not to …If you want to better understand the Boglehead philosophy, I strongly recommend The Bogleheads' Guide to Investing. It's a great, easy-to-read book that covers all the basics: ETFs/MFs, bonds, IRAs, and so on. VTI contains all stocks in VOO. So you’re just overexposing to the S&P 500 by owning both.25 Jun 2022 ... As can be seen, over roughly the last 10 years, VXUS returned a little over 6% per year. Over the same period, VTI returned almost 14% per year.VTIAX has an expense ratio of .11%; VXUS is at .07%. Not a huge difference, but free money is free money. VTSAX and VBTLX are each .01% higher than their ETF counterparts. Cruian • 1 mo. ago. The way ETFs trade can introduce differences that may more than cancel out the ER difference. WoodnPhoto • 1 mo. ago.During the same timeframe, VTI ‘only’ yielded 8.36%. However, between 2002 and 2008 VTI actually performed better than QQQ. VTI has a much lower expense ratio than QQQ at 0.03% vs. 0.20%. VTI is also far more diversified than QQQ holding more than 3,500 U.S. securities. Table of Contents show.The difference is small between VT or VTI/VXUS and it's really a matter of choosing a little less work when depositing vs. a small amount of gain in basis points. In my experience on this board, everyone who prefers to go the VT route is going to tell you, "It's not worth the amount of money you save." Everyone who goes the VTI/VXUS route is ...VTI has small caps which have out performed throughout history would be the argument , but it probably doesn't matter all that much. As far as VTI vs VT goes , its about international diversification VT has 40% in international stocks its kind of similar to having a 60/40 VTI/VXUS etf in one.VT holds around 8,700 stocks for worldwide exposure, VTI about 3,500 stocks, VXUS about 7,000. So if you combine VTI and VXUS, you will be investing in a larger set of stocks. Not that it matters. The long tail of these funds is so thin at the end that the smallest holdings really don't matter. I have VTI and VXUS in my taxable account with Fidelity. The fidelity zero cost funds are great for your IRA and 401k, but you shouldn't buy them in your taxable account. should you have to move any account to a different brokerage, you'd have to sell the zero cost funds. That's fine in a tax preferred account, but will cause tax liability in ...Compare Vanguard Total Stock Market Index Fund ETF VTI, Schwab U.S. Dividend Equity ETF SCHD and Vanguard Total International Stock Index Fund ETF VXUS. Get comparison charts for tons of financial metrics!Both VT and VXUS have the same expense ratio of 0.07% per year, but VTI's expense ratio is less than half that level at only 0.03% per year. That means that an investor in VT is paying more...VXUS is an ETF that gives investors broad exposure to global stock markets, while VTI is focused only on U.S. securities. VXUS has a higher expense-ratio at 0.08% compared to VTI’s 0.03%. In terms of performance, VTI has historically yielded significantly higher returns with a compound annual growth rate of 13.04% than VXUS at 4.72%.Its mutual fund equivalent is VEMAX. Thus VXUS (mutual fund equivalent VTIAX) is roughly 75/25 VEA/VWO. So for a realistic example where the portfolio has home country bias (most people do), a 100% equities portfolio of 80% VTI (total U.S. stock market) and 20% VXUS unfortunately only has about 5% exposure to Emerging Markets.That's a great allocation. Someone will post a link eventually, but historical performance research has shown that you get just about maximum diversification benefit at 70/30. I am personally doing 75% VTI and 25% VXUS and it is doing pretty good for me, but I can't say it is the beat all end all of allocations.So, VTI’s 40% became 36%, VXUS’s 20% became 18%, and so on. With my 10%, I decided to allocate 7.5% to venerable VNQ and 2.5% to relative newcomer HOMZ. Why did I include HOMZ in this ...VT follows the FTSE Global All Cap Index and is run by Vanguard. VT is .01% cheaper ER. VT holds more stocks (9105 vs 1,664) so SPGM is more concentrated, which lowers diversification benefits a little, but in theory provides better returns when large cap stocks do better (which is true in the recent past).Compare VXUS vs. VTI - Dividend Comparison VXUS's dividend yield for the trailing twelve months is around 3.15%, more than VTI's 1.58% yield. VXUS vs. VTI - …The current divide between U.S. and International market for VT is about 60-40. With an expense ratio of 0.03% for VTI and 0.08% for VXUS, the average expense ratio for a 60-40 portfolio would be ...2 Des 2022 ... ... VXUS's performance objective and investment process is for both security selection and portfolio construction. People Pillar. The People ...2 Okt 2023 ... ... and mid-cap stocks. Still, the market-cap weighted strategy ensures little difference in performance between VXUS and VEU historically.VT is by far the most diversified, so it is the best. VTI/VOO difference is negligible in comparison, they are effectively the same funds; US Megacaps. You get exposure to one part of the overall market, but you are missing out on a huge amount of global exposure and other equity risk factors. 20% VOO | 20% VXUS | 20% AVUV | 20% AVDV | 20% AVES.VXUS vs. VTI. The main difference between VXUS and VTI is their aim. VXUS is an ETF that gives investors broad exposure to global stock markets, while VTI is focused only on U.S. securities. VXUS has a higher expense-ratio at 0.08% compared to VTI’s 0.03%.Compare key metrics and backtested performance data for VTI vs VXUS like expense ratio, live pricing, AUM, volume, top holdings and more!The Complete Breakdown: VXUS vs. VTI. Let's take a look at the differences between these two funds, starting with the biggest. Holdings. This is where we find the biggest differences between the two funds. VTI is Vanguard's total stock market ETF. It tracks the CRSP US total stock market index. It's goal is to expose you to the whole US ...70% VTI 30% VXUS because you can have a foreign tax credit by owning them separately. And lower Expense Ratio (ER) by doing it that way. Also you have more options and control in future. Possibly consider VWO (emerging markets) and VEA (developed) held separately in place of VXUS, if you want finer control of foreign. VT vs VTI/VXUS. VT is approx 60/40 VTI/VXUS. If you hold either, it makes very little difference. VT is simpler and you don't need to rebalance. VTI/VXUS is more complicated and you have to rebalance. My 401k doesn't have a good international fund so I hold VXUS in my IRA and taxable to compensate. I can tax loss harvest VTI and VXUS with other ...VTI vs VOO: Index Composition. VOO is pretty simple to understand. The ETF tracks the S&P 500 index, a widely referenced benchmark of 500 large-cap U.S. companies selected by an S&P committee.Both VT and VXUS have the same expense ratio of 0.07% per year, but VTI's expense ratio is less than half that level at only 0.03% per year. That means that an …The biggest difference between VTSAX and VTI is that VTSAX is a mutual fund and VTI is an ETF. VTSAX also has higher fees associated with it, including a minimum investment requirement of $3,000 and a 0.04% expense ratio.Diversifying: VDE is up this year, VTI is not. BDJ is up and has paid me a great dividend, VXUS has not. VTV is up 5% for me this year, VTI is down 7% for me. Diversification in multiple funds decreases your risk. It is foolish to think otherwise. Common sense investing.The situation is very similar to the SP500 vs total US market discussion, where I prefer VTI over VOO because the total market VTI has more diversification and some exposure to US small caps, which over the long term have a better return. But if you plot VOO and VTI, they are closely correlated, the same way VEA and VXUS are correlated.Differences between VXUS and VTI: Different Number Of Holdings (7,765 vs 3,535) Expense Ratio (0.07% vs 0.03%) Level Of Diversification6 Feb 2015 ... VXUS also follows a passive index approach similar to VTI with a minimal expense ratio of just 0.14%. Pairing an international fund such as VXUS ...The primary difference between VXUS and VT is the asset allocation of the exchange-traded fund (ETF). VXUS is 100% international stocks, while VT is 60% U.S. and 40% international. Another significant difference is the number of stocks in each, with VT having 9,299 different companies in the index compared to 7,765 with VXUS.As of May 21, 2020, the ending price of one VT share is $70.59 and the ending price of one VTI share is $148.74. Their expense ratios – the percentage of a fund’s assets that go specifically towards administrative purposes – are low, as index funds typically are, but different. VT’s expenses ratio is .08%, and VTI’s expense ratio is .03%.VTIAX vs. VXUS - Volatility Comparison. The current volatility for Vanguard Total International Stock Index Fund Admiral Shares (VTIAX) is 3.61%, while Vanguard Total International Stock ETF (VXUS) has a volatility of 3.83%. This indicates that VTIAX experiences smaller price fluctuations and is considered to be less risky than VXUS …VTI/VXUS. It's almost no extra effort over VT, but on top of the tax-loss harvesting mentioned by u/lonesomewhistle, VT has an expense ratio of 0.07%, while an equivalent VTI/VXUS portfolio has an expense ratio of about 0.045%.That's a savings of $25/$100k per year. It's not make-or-break, but your hourly rate for the work of rebalancing is likely to be …Vanguard's VOO has fewer holdings than VTI (508 vs. 3,535). VTI and VOO have the same top 10 holdings in different proportions. The difference is that VOO's top 10 holdings make up 28% of its total holdings compared to 24% with VTI. VOO's performance will also have more volatility depending on the performance of these top 10 holdings.diversified. AVUS is spread much more deeply across market size, with a makeup of approximately 54% LC, 25% MC and 15% SC vs. VTI at 71% LC, 18% and 7% SC per the Morningstar style boxes. outstanding , cash flow and revenues and for that extra work, the expense ratio is .15 vs. .03 for VTI, which is still very low.VT also has a slightly higher expense ratio compared to a manual VTI+VXUS blend. The ER of VT is .08% compared to .08% for VXUS but .03% for VTI. So creating the domestic/international mix yourself allows you to lower the overall ER. VT = ~55% Vti and 45% vxus. Just VT gives you simplicity, and truly passive investing. VT is the total world market. 99% similar portfolio is 60% vti/ 40% vxus. But if america lags behind the rest of the world in a given year, you’d need to rebalance to say 55% vti/45% …The primary difference between VXUS and VT is the asset allocation of the exchange-traded fund (ETF). VXUS is 100% international stocks, while VT is 60% U.S. and 40% international. Another significant difference is the number of stocks in each, with VT having 9,299 different companies in the index compared to 7,765 with VXUS.We’re trying to get people to diversify internationally. Telling relatively uninformed people who are just beginning to think about international to use two ETFs instead of one (for basically a .02% price difference) would massively decrease the amount of people who do either. VTI/VXUS and forget, or even better, VT and forget.VTI, VEA, and VWO are slightly cheaper than VT or VTI+VXUS. This is for two reasons. One that is that they have slightly lower expense ratios, and the other is that VTI, VEA, …VXUS contains a small amount of small-cap stocks, while VEU excludes small-caps. VEU is essentially already inside VXUS. VXUS is more popular than VEU. Historical performance has been nearly identical, and we would expect that. VXUS holds about 7,500 stocks while VEU holds about 3,500. As such, VXUS can be considered more diversified.22 Agu 2023 ... Vanguard Total Stock Market ETF (VTI) and Vanguard S&P 500 ETF (VOO) are two of more than 80 ETF offerings from Vanguard, an investment ...Step 1) Pay off all debt that exceeds 4% interest. Step 2) Have an emergency fund that covers 3-5 months of expenses in a HYSA. Step 3) As much as possible and as often as possible, invest in VOO, SCHD, and either VGT (my preference) or SCHG.Over the past 10 years, VTI has outperformed VXUS with an annualized return of 11.27%, while VXUS has yielded a comparatively lower 3.65% annualized return. The chart below displays the growth of a $10,000 investment in both assets, with all prices adjusted for splits and dividends. 0.00% 5.00% 10.00% May June July August September 4.88% -1.97% VTIVT is by far the most diversified, so it is the best. VTI/VOO difference is negligible in comparison, they are effectively the same funds; US Megacaps. You get exposure to one part of the overall market, but you are missing out on a huge amount of global exposure and other equity risk factors. 20% VOO | 20% VXUS | 20% AVUV | 20% …I think the main reason is because FZROX and FZILX are mutual funds, while VTI and VXUS are ETFs. I think people like the ability to trade intraday instead of once at the end for the closing NAV price. Also, I think other companies charge high transaction fees for Fidelity's ZERO funds (I believe TDA and Schwab charge $50).Last updated Oct 7, 2023. Compare and contrast key facts about Vanguard Total Stock Market ETF ( VTI) and Vanguard Total International Stock ETF ( VXUS ). VTI and VXUS are both exchange-traded funds (ETFs), meaning they are traded on stock exchanges and can be bought and sold throughout the day.3 of the last 5 decades it would have been VXUS outperforming VTI. They aren't perfectly correlated, so there's still some benefit there. Also, degree of returns can be very different, even if they are directionally correlated and they won't always favor the US.VXUS vs. VTI. The main difference between VXUS and VTI is their aim. VXUS is an ETF that gives investors broad exposure to global stock markets, while VTI is focused only on …Find & Compare. Top Stocks. Top ETFs. Stock Screener. It's time to talk about ETFs. In this article, I highlight two of the best ETFs money can buy. Read what to know about SCHD and VTI here.Expense Ratios. Both of these options carry low-cost expense ratios that are almost identical. VTSAX’s expense ratio is 0.04% and VTI’s expense ratio is 0.03%, which essentially means that investors will pay $1 more in management fees for every $10,000 that they invest. Don’t lose sleep over it.The most ideal thing is to rebalance vti/vxus. If you have 100m NW then it saves you a lot. If you’re <10mm it comes out to like $2000/yr difference. Point is there is no wrong approach when you’re talking vti/vxus vs vt. You’re already ahead of 99% of the others :)FSKAX last distributed a long term capital gain of 0.127 per share in 2019 at a share price of 82.34. Say you owned $10,000 or 121.44 shares in 2019. That would have been $15.42 (0.127 * 121.44) in long term capital gains. Multiply that by a 15% capital gains tax and that amounts to $2.31 in tax on $10,000.In addition to what others have said, while VT is great for a "stock portfolio in a single fund", if you have your portfolio spread across multiple accounts (401k, IRA, taxable, etc), it can actually make rebalancing a little more annoying (vs holding VTI or VXUS separately), because you have to look up the US/Foreign weights of VT to properly ...Top 10 comparisons with . VTI: Compare: VTI. Correlation. With: VXUS. Vanguard STAR Funds Vanguard Total International Stock ETF. 0.83. ... The top 10 holdings shared by VTI and VXUS: There are no shared holdings.level 1. · 2 mo. ago. VT is the simplest. VTI and VXUS requires slightly more work to manage, but has slightly lower costs, is slightly better from a tax perspective, and has slightly more holdings. You're slightly more likely to do something dumb with VTI and VXUS compared to VT though. 4. level 2. Op · 2 mo. ago.VTI + VXUS (+BND) vs. VWCE (+AGGG) I aim to start with 90% stocks & 10% in bonds. Re-allocating to bonds by +10% from the age of 40 every 10 years. Question: Is one setup better than the other - if so why? Which portfolio provides likely better long-term growth? What percentage would you put in bonds or higher-interest bank account if you were ...In investing, Occam’s razor is right. Simple is better. And in this case, simple means a handful of passively managed index funds. Over the long run, index investing has beaten actively managed funds as well as hedge funds. Most famously, there was the $1 million bet between a co-manager at Protégé Partners (a hedge fund) and Warren Buffett.VTI+VXUS provide some exposure to real estate (via REITs, and real estate holdings of other companies), commodities (via producers/miners), and currencies (foreign stocks can help hedge against a weakening dollar).As far as I can tell Vanguard's world stock index (VT) is a combination of 60% VTI and 40% VXUS. However, according to portfolio visualizer, over the last nine years VT had returned 11.7% vs 12.5% for the VTI/VXUS mix.VT has about 1/10 of that at $23 billion. There are probably a couple reasons for this. First, VTI was launched much earlier in 2001, while VT launched in 2008. Secondly, as I said, many investors are using VTI and VXUS for a home country bias. Lastly, target date funds are doing the same and are using VTI and VXUS instead of VT.Over the past 10 years, VTI has outperformed VXUS with an annualized return of 11.27%, while VXUS, VOO vs. VTI – Vanguard S&P 500 or Total Stock , Imagine on Dec 31, 2022 you held exactly $10,000 worth of both VTSAX and VTI and on , If you want simplicity and Vanguard is your broker, choose VTIAX. If you do so in this situation, you can always change, VT holds around 8,700 stocks for worldwide exposure, VTI about 3,500 s, In investing, Occam’s razor is right. Simple is better. And in this case, simple means a handful of passively manage, 18 Mar 2020 ... VTI and VOO are US-only funds. VOO tracks S&P 500. VTI includes also small- and m, VTI has small caps which have out performed throughout history would , VXUS vs. VTI - Performance Comparison. In the year-to-dat, Jul 18, 2023 · Here are the highlights: VOO and VTI are , 2 Des 2022 ... ... VXUS's performance objectiv, Re: VT vs VXUS + VTI. by MortgageSlayer » 22Mar20, Holdings. An ESG rating measures a company's exposure to long-t, The biggest difference between VTSAX and VTI is that VT, As far as I can tell Vanguard's world stock index (VT) is a combinat, VT vs VTI/VXUS. VT is approx 60/40 VTI/VXUS. If you h, VTI Vs. VXUS ETF Comparison Analysis Compare: VTI vs. VXU, 70% VTI 30% VXUS because you can have a foreign tax .