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It shows a lack of self-confidence and respect for interviewers. Sitting on the edge ...EverFi Budgeting Review. 5.0 (7 reviews) Which of the following is a benefit of using a budget? a. Helps to keep track of the money you receive. b. Helps to prioritize your spending. c. Helps reach short- and long-term financial goals. d. what is not a successful budgeting strategy: buy your needs first, pay with a credit card if you have a hard time sticking to a budget, keep some extra money, revisit your budget regularly. Study with Quizlet and memorize flashcards containing terms like a phone, the trade off of making one choice and giving up a different choice, an ... A (n) _____ is a percentage of the loan that is charged to cover the cost of giving the loan. origination. What is considered by the federal government to be what your family will be able to pay per year toward your school expenses? EFC. Financial aid letters show your aid and costs of attendance for _____. 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